Financial Planning

Can you envision your future? 5 years from now? 10 years or even 30 years from now? What does it look like and how can you make that happen? The fundamental purpose of a well-designed financial plan is to create a strategy that can help you achieve your personal, family and philanthropic goals.

Whether you're preparing for retirement, starting a business or saving for college, financial planning is about taking charge of your financial future and feeling confident that you're ready for whatever comes your way. At Pacific Wealth Advisors, we take a comprehensive approach to financial planning that will serve you as you move through life's many stages. Financial planning is not a static event. Rather, it is a dynamic journey that must be evaluated regularly to ensure that your plan meets your needs every step of the way.

How Can PWA Help?

Taking the right steps today will ensure a better tomorrow, whether you are planning for retirement or securing financial stability for your family. We will help you:

  • Identify the opportunities and strengths of your current financial situation
  • Define your goals and dreams for the future
  • Develop a realistic strategy for saving, spending, investing, and protecting what matters to you
  • Stay on track over time, as your goals and finances change

Financial planning is a process, and with the right financial advisor it is an opportunity to shape and strategize what your financial future may hold. Our approach focuses on you. Personal financial planning involves getting to know you, learning about your personal financial situation, your financial psychology, and listening to the goals you have for you and your family. Areas of focus depend on your financial situation, but may include:

  • Cash management and budgeting
  • Investment portfolio analysis
  • Plan for your child's education costs
  • Retirement planning for financial independence
  • Estate planning and transfer of wealth
  • Stock option planning
  • Benefits planning
  • Tax planning and preparation
  • Charitable giving strategies now and in the future
  • Risk management
  • Asset protection
  • Business succession planning
  • Legacy planning

Contact Us About Financial Planning

Whether you are interested in having a comprehensive Financial Plan created for you and your family or just interested in a certain component, we are here to assist you in designing a strategy that fits with your personal and financial goals. If you would like further information about Pacific Wealth Advisors, please call us at (650) 353-4702, email us at contact@pacwealthadvisors.com, or set up a consultation with this form.

Pacific Wealth Advisors, LLC
2391 The Alameda, Suite 200
Santa Clara, CA  95050
Phone (650) 353-4702 |  Fax (650) 433-5404

Securities and Advisory Services offered through LPL Financial.  Member FINRA/ SIPC 

Information provided on this website is solely intended for the use of individuals residing in the states listed. No information provided on this website is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, insurance product, advisory product or service, or other financial product or service. Pacific Wealth Advisors, LLC, its Investment Advisor Representatives, or the Registered Representatives or Investment Advisor Representatives with LPL Financial whose identities and association with Pacific Wealth Advisors, LLC are disclosed herein may only discuss securities and advisory services or transact business with persons who are residents of the states listed below or states where the Investment Advisor Representative is excluded or exempt from registration. Current states of registration are: AZ, CA, CO, FL, HI, IL, NM, NV, OH, OR, SD, TX, WA, WI.  Consulting services offered through Pacific Wealth Advisors, LLC, a Registered Investment Advisor and a separate entity from LPL Financial.  Investment Advisory services offered through LPL Financial.

Our Team members of Pacific Wealth Advisors may be Registered Representatives and/or Investment Advisor Representatives (IARs) with LPL Financial.  In such capacity as IAR, the IAR may offer advisory accounts through LPL Financial, the details of which are fully described in LPL's Form ADV or relevant schedules.  Financial Planning clients are under no obligation to use PWA or its IARs, or the IARs of LPL Financial, to implement advisory recommendations.  

If your state of residence in not listed herein, Pacific Wealth Advisors, LLC, its IARs, or the IARs with LPL Financial associated with Pacific Wealth Advisors, LLC may be excluded or exempt from registration in your state and may conduct business upon registering. To check on excluded or exempt status, please email contact@pacwealthadvisors.com for specific information. As additional assistance, you can locate an LPL financial representative in your state by accessing www.lpl.com.