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Monday , October , 21 , 2019
Wealth Management  >  Estates & Trusts
Estate and Trust Planning

Estate planning is about money. Your money. One of the oldest methods of taxation is the taxation of property held by an individual at the time of death. Effective planning, in advance, can save your family money, time, and heartache when that event happens.

Most people consider estate planning to be a daunting task which they prefer to continually put off until another day. Or they haven’t reviewed their estate plan in many years. Both situations can disadvantage your heirs and beneficiaries.

And what you want to do with it when you pass away. At PWA, we’re here to walk you through that process and discovery. It is often beneficial to have a financial professional navigate the personal and financial aspect of your estate plan prior to engaging a vital component of the process: obtaining the services of a qualified estate and trust attorney.

How Can PWA Help?

We can help you...

  • Clearly define your estate planning goals.
  • Organize and create your estate planning team (experts on law, finance, and taxes) if you need one.
  • Evaluate and recommend estate planning options.
  • Organize and review your estate planning documents including current wills,
    trusts, health care directive and power of attorney for access when you need them.
  • Decrease the problems and expenses associated with probate.
  • Lessen taxes at time of death.
  • Arrange for management of your estate in the event you are incapacitated.
  • Draft a working plan for conserving and effectively managing your estate after death.
  • Transfer the assets of your estate to heirs the way you want.
  • Organize fair and adequate liquidation of estate to cover taxes and other expenses.
  • Amend your plan as needed.

We can also help you with...

  • Finding and selecting an estate attorney.
  • Living Wills and Trusts.
  • Lifetime Family Wealth Transfers.
  • Family partnerships and other business relationships.
  • Leaving money to charities.
  • Preparation for estate and trust tax problems.

The hassles and red tape associated with estate planning can be daunting, but you don't need to do it alone. Our team is waiting to assist you through every step of the process.

Have you set up your estate plan?

Have you engaged an attorney and designed your will, medical power of attorney, living trust, or charitable trust? At Pacific Wealth Advisors, we work with clients to do just that. Estate planning is a team approach. Our financial professionals will work closely with your attorney and accountant to develop a comprehensive plan that incorporates the elements of an estate plan, including beneficiary designations, setting up your will, appropriate trusts, the assignment of power of attorney and a living will or healthcare directive. If you don’t have an attorney or accountant, we can assist you with finding one. If you have already set up your estate plan, you should review its goals and methods periodically (every two to three years) with your financial advisor.

Effective wealth preservation for your heirs and wealth transfer to your heirs requires prudent estate planning. An estate plan can protect you, your heirs and your interests by helping to grow and preserve your assets for the future.

Did your parents leave you an existing trust?

Often, parents set up a trust for you and your siblings prior to their death. Since the death of your last parent, you and your siblings may be receiving income from the trust set up by your parents. Do you know who is managing that trust? Is it being prudently managed? Are you receiving the appropriate amounts?

With the consent of your siblings, we can help you reposition that trust, providing you with better service, holistic wealth management within your total wealth portfolio, and transparent knowledge of what's happening with it.

The Private Trust Company

Through our relationship with LPL Financial, the services of The Private Trust Company, N.A. are available to our clients. If a client has an existing trust left to them from their parents, The Private Trust Company can serve as trustee if desired. If this situation applies to you, read more about The Private Trust Company here. Or visit their website at www.theprivatetrustcompany.com
For additional information about trusts, here is a short presentation overview provided by The Private Trust Company.

Contact Us About Estate & Trust Planning

Whether part of a comprehensive Financial Plan or as a separate Estate & Trust Plan, we are here to assist you in designing a strategy that fits with your personal and financial goals. If you would like further information about Pacific Wealth Advisors, please call us at (650) 353-4702, email us at contact@pacwealthadvisors.com, or set up a consultation with this form.


Pacific Wealth Advisors, LLC
2391 The Alameda, Suite 200
Santa Clara, CA  95050
Phone (650) 353-4702 |  Fax (650) 433-5404

Securities and Advisory Services offered through LPL Financial.  Member FINRA/ SIPC 

Information provided on this website is solely intended for the use of individuals residing in the states listed. No information provided on this website is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, insurance product, advisory product or service, or other financial product or service. Pacific Wealth Advisors, LLC, its Investment Advisor Representatives, or the Registered Representatives or Investment Advisor Representatives with LPL Financial whose identities and association with Pacific Wealth Advisors, LLC are disclosed herein may only discuss securities and advisory services or transact business with persons who are residents of the states listed below or states where the Investment Advisor Representative is excluded or exempt from registration. Current states of registration are: AZ, CA, CO, FL, HI, IL, NM, NV, OH, OR, SD, TX, WA, WI.  Consulting services offered through Pacific Wealth Advisors, LLC, a Registered Investment Advisor and a separate entity from LPL Financial.  Investment Advisory services offered through LPL Financial.

Our Team members of Pacific Wealth Advisors may be Registered Representatives and/or Investment Advisor Representatives (IARs) with LPL Financial.  In such capacity as IAR, the IAR may offer advisory accounts through LPL Financial, the details of which are fully described in LPL's Form ADV or relevant schedules.  Financial Planning clients are under no obligation to use PWA or its IARs, or the IARs of LPL Financial, to implement advisory recommendations.  

If your state of residence in not listed herein, Pacific Wealth Advisors, LLC, its IARs, or the IARs with LPL Financial associated with Pacific Wealth Advisors, LLC may be excluded or exempt from registration in your state and may conduct business upon registering. To check on excluded or exempt status, please email contact@pacwealthadvisors.com for specific information. As additional assistance, you can locate an LPL financial representative in your state by accessing www.lpl.com.